4 Credit Card Processing -- A Guide to Accepting Credit Cards Online
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Best Credit Card Processing
Best Merchant Accounts

Best Catalog and Shopping Cart Services
Best Online Storefronts
Online Business Tutorials
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Credit Card Processing

Also called a payment processor, payment gateway, or clearinghouse, these services take the credit card info from the shopping cart, authorize it in real-time, reserve funds on the customer's credit card, then transfer the funds into the merchant account. Most gateways also provide tools to allow you to handle charge-backs, refunds, manual authorization, and more. Be sure to get a merchant account, gateway, and shopping cart that are compatible. Most shopping carts support the popular gateways, and most gateways support the most popular merchant banks. Here are a variety of services we thought worthy of mention.
#1. Charge.com
The best place to get a merchant account. Accepts all kinds of businesses. No application fee, 98% approval rate. These guys want your business and work very hard to help you get set up with your own merchant account.
#2.

Bizhosting.com
Bizhosting provides a Propay personal merchant account with a simple application and instant approval, integrated with their paid e-commerce hosting packages. This is ideal for small businesses and individuals that want a commerce web site without the risk.

#3. ETI
Offers credit card merchant accounts to small businesses, Internet merchants, and home-based businesses. One of the highest approval rates in the industry. They handle anything from "mom and pop" business to million-dollar companies. They also have extensive experience with internet start-up companies, home based merchants and internet merchants.

Other Services:

CellCharge
All you need is access to a phone, and you can accept credit card payments from anyone, anywhere, anytime. No monthly fee and small setup fee makes it perfect for small businesses. Don't currently have interface into shopping cart.

CheckMAN
Accept checks over the phone or WWW. CheckMAN allows you to print out customers' checks with the correct bank details.

Creditnet
A meta-site of credit card products, services and info.

CyberCash
Cybercash is working on methods to encrypt credit card data as well as working on schemes based on electronic cash.

CyberSource
Industrial strength Internet commerce and payment processing.

Ebiz.com
No-hassle solution to all your e-commerce transaction processing needs.

Electronic Payment Processing
EPP - Providers of discount rate merchant accounts and services.

ePayments Resource Center
A one-stop resource for electronic payments, this excellent site delivers the latest industry news and research..

ConsumerInfo
Wondering why you can't get a merchant account?. You might find the reason right here.

GORealtime
GORealtime provide fast, secure on-line credit card transactions for merchants and ISP's doing business over the net.

Internet Billing Company
Turnkey billing solutions for sellers of web site content, services, and products

iTransact
A no-hassle payment solution for online businesses

Kagi
Kagi has a payment system that allows Web sites to charge for products or services without requiring a merchant account. (Non-US vendors can also use the service).

Merchant Bankcard Network Services
Merchant accounts, electronic transfers and complete commerce services for merchants on the net.

Merchant On-Line
Real-time credit card processing, merchant services, and shopping carts for companies doing business on the Web.

OpenMarket
The commerce solution of seven of the top 15 destination Web sites are built on Open Market payment technology.

Pay2See.com
Pay2See enables anyone to sell anything downloadable from a web site or by e-mail. No merchant status is needed with a bank.

PayButton
A quick and easy method of accepting payments on-line. You can use your own Merchant Account or let PayButton process the payment for you.

Paylinx.com
Paylinx Corporation provides solutions for credit card processing, from new e-businesses to some of the most trafficked sites on the web.

PayPal Best of the Net
PayPal offers a simple cheap and reliable on-line method of receiving payment for goods or services. With "Web Accept" customers can pay directly by credit card and the proceeds are credited to your PayPal account.The service is international and now has over 5 million users.

Trintech
Trintech is a leading secure payments software company, providing multiple payments solutions to consumers, merchants and financial institutions.

Visa-Electronic Commerce
Credit cards, smart cards and secure Electronic Commerce from Visa.